ACA

Short Term Health Individual Plans may be WAY cheaper than a traditional ACA plan

The Trump Administration just released the final ruling on what a Short Term Plan is going to look like for 2019, and since the Individual Mandate is now gone, these plans may become very popular.  Years ago, these plans were used as “bridges” for people that lost coverage, or were in a waiting period of …

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GROUP HEALTH INSURANCE STRATEGIES FOR SMALL BUSINESS

If you have Group Benefits in place now at your company, or if you are thinking of putting together Group Health Insurance for your employees, there is a lot to think about.  Health Insurance is all over the news.  Group Health Insurance is expensive, confusing, and most business owners don’t know where to start.  That’s …

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Group Health Insurance, HR Directors and Managers behavior, 2018

New laws require managers to change their behaviors in three ways in 2018. Overall, these are not onerous requirements. What a welcome change from previous years! 1. Hiring managers cannot inquire about an applicant’s current pay. In the past, managers could find out a recruit’s current pay and then offer just a slight increase. These …

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