Blue Shield

Small Business Employers offering Group Benefits at all time high

CA Employers are offering Group Health Insurance and Benefits to their employees at its highest level in 10 years.  Employers are offering Employee Benefits more than ever, even though the prices are rising.  There is major competition for talent and employers want to stay relevant and compete with other similar companies. Smaller companies are competing […]

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Insurance companies NOT hurting for money….record profits this year

Even though I’m an Independent Insurance Broker, I am not a fan of most of the insurance carriers.  The effects of NOT having health insurance plan, or Group Health Insurance plan, could be disastrous, economically.  Honestly, Health Insurance is a necessary evil.  If you are an employer, and you offer a Group Health Plan, you

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ACA Employer Mandate and Pay or Play may be going away, possibly retroactively! Employers are cheering

I would not celebrate yet…but H.R. 4616 would basically shut down the ACA’s Employer Mandate, sometimes known as the “Pay or Play” for larger employers.  Members of the House of Representatives will be voting very soon on this bill that could suspend collection of the ACA Employer Mandate penalties and also further delay the ACA

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Blue Cross, Blue Shield Group Plans, Employee Benefits, San Jose, Santa Clara, CA

Blue Cross Group Plans do NOT have to cost you a fortune!!  They really don’t.  We help companies “strategize” their Employee Benefits, saving them as much as 50-60% in monthly costs.  If your broker is advising you to either move to a cheaper plan to avoid an increase, pass the cost on to the employees

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Blue Shield

Why should we choose Blue Shield? Although we sell a bunch of different products, there are a lot of reasons why you should choose Blue Shield over other carriers. One reason is they are a PPO. Which means that Blue Shield offers a Preferred Provider Organization (a PPO). This is a blue shield health plan

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