Employee Benefits San Jose

Employers that embrace HSA Group Health Plans for their employees can still save big

Back in 2004 when HSA plans made their debut, most employers made the switch, including myself.  It made absolute sense.  The savings in moving from a traditional plan was so great that employers were fully funding the employee’s deductibles, and still saving a ton of money.  It was a no brainer…..then something changed.  Because so […]

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Are Employee Benefits really important to Small Businesses, or a waste of money

The bottom line to all of the talk about Employee Benefits or Group Health Insurance for smaller companies is this….they really have to make sense for you, as an employer, to have them available to your employees.  I’ve been introduced to so many owners of companies that don’t see the value in Employee Benefits being

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States may have the ability to make changes to the ACA that affect coverage and subsidies

Built into the ACA is section 1332 which allows individual states to make changes to not only coverage but to the offered subsidies to Individual and Group Health Plans.  The Minimal Essential Coverage of Employee Benefit plans can be altered, and probably will be.  We should see some ruling very soon concerning how changes can

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Kaiser Insurance for your business can be affordable

If you are searching for affordable #HealthInsurance  or #EmployeeBenefits for your business, #Kaiser may be the way to go.  Kaiser offers 17 different plans and even a #PPO that out of state employees can use.  When we strategize #Business #Insurance plans for companies, Kaiser is usually the least expensive, by far. Kaiser is also very

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Bay Area Employee Benefits and Health Insurance, San Francisco, Oakland, San Jose, CA

If you are a business owner and looking for Employee Benefits and Health Insurance, my advice is to find a GOOD Independent Health Insurance broker that ONLY does Employee Benefits and Health Insurance. I can talk all day about how great we are, and go on and on, but realistically, if you have a great

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Employee Benefits San Jose, Sunnyvale, Campbell, Los Gatos, Monte Sereno, CA

Employee Benefits can be expensive…..VERY expensive, BUT they don’t have to be!! If you have an actual strategy for mitigating much of the cost, you can actually get better Employee Benefits at a savings. If I were you, I’d be skeptical too. I can show you countless examples where we have taken Employee Benefit Health

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