Group Employee Benefits

Are Employee Benefits really important to Small Businesses, or a waste of money

The bottom line to all of the talk about Employee Benefits or Group Health Insurance for smaller companies is this….they really have to make sense for you, as an employer, to have them available to your employees.  I’ve been introduced to so many owners of companies that don’t see the value in Employee Benefits being […]

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States may have the ability to make changes to the ACA that affect coverage and subsidies

Built into the ACA is section 1332 which allows individual states to make changes to not only coverage but to the offered subsidies to Individual and Group Health Plans.  The Minimal Essential Coverage of Employee Benefit plans can be altered, and probably will be.  We should see some ruling very soon concerning how changes can

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Health Insurance for your company does not have to break the bank, San Jose, Bay Area, CA

Attract and Retain employees with #EmployeeBenefits that have value, but not necessarily super expensive If you are a business owner looking to protect your employees with #EmployeeBenefits and #healthinsurance, there are many ways to do that, without making you go broke.  #SmallBiz can offer #GroupBenefits for much less than they think.  There are many #strategies

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Group Health Insurance strategies for Small Businesses

If you have Group Benefits in place now at your company, or if you are thinking of putting together Group Health Insurance for your employees, there is a lot to think about.  Health Insurance is all over the news.  Group Health Insurance is expensive, confusing, and most business owners don’t know where to start.  That’s

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Group Health Insurance, HR Directors and Managers behavior, 2018

New laws require managers to change their behaviors in three ways in 2018. Overall, these are not onerous requirements. What a welcome change from previous years! 1. Hiring managers cannot inquire about an applicant’s current pay. In the past, managers could find out a recruit’s current pay and then offer just a slight increase. These

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Group Health Plans, Palo Alto, Sunnyvale, Menlo Park, Mountain View, CA

Group Health Plans do NOT have to cost you a fortune!…they really don’t! If you are looking for a Group Health Plan, Group Insurance in general, or any type of Employee Benefits, using an Independent Insurance agency is what most employer find to be the most advantageous…why? Because there is no hidden agenda, they’re “Independent”

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How to reduce Employee Benefits costs with a company, Bay Area, San Jose, Mountain View, Sunnyvale, CA

There are actually some relatively simple answers when it comes to reducing Employee Benefit costs for companies.  Its much easier than you may think!  At Brauer Insurance Services we specialize in “strategizing” Employee Benefit packages for small and medium sized companies.  We have developed an out of the box, progressive process to absolutely reduce costs…AND

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Bay Area Employee Benefits, San Jose, Sunnyvale, Santa Clara, Palo Alto, CA

To get the most out of your Employee Benefits, progressive companies have been wildly successful with a unique strategy that we help them with. The strategy involves using various products and procedures to not only slow the rising cost of Bay Area Employee Benefits, but in most cases, actually bend the cost curve downward. It

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Slowing the cost of Health Insurance costs for small businesses, San Jose, San Francisco, Palo Alto, CA

Many business owners have approached me or called me asking how we can “bend the cost curve” or slow the cost of the constant Health Insurance premium increases.  When I tell them the answer lies with a fairly simple strategy that they could have been implementing the whole time, they are skeptical, to say the

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Small group Health Insurance, Employee Benefits for businesses, Palo Alto, Redwood City, Mountain View, CA

Health Insurance for a business does NOT have to cost the company a fortune every month…..seriously, it doesn’t, and we can prove it!!  No tricks or gimmicks, just a sound financial plan, of sorts, for your Small Group Health Insurance or Employee Benefits for businesses.  The plan includes helping to “insure” your deductible and/or tax

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Employer Benefits, Group Health Insurance, Group Benefits, Fremont, Newark, Redwood City, CA

Employer Benefits do NOT have to cost a fortune!  At Brauer Insurance we have a proven strategy to not only save employers money, but improve their Group Health Insurance and Group Benefits at the same time.  The “strategy” involves “insuring the deductible”.  When I tell other Employer Benefits agents this phrase, they look at me

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Group Employee Benefits, Group Health Insurance, Palo Alto, Mountain View, San Mateo, CA

Employers that are tired of the double digit percentage increases for their Group Health Insurance and Employee Benefits, need to find a broker that has a strategy.  A strategy that will allow the employer to not only save money, but be able to forecast their benefits budget on THEIR terms, and have more control of

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Employee Benefits, Business Health Insurance, San Jose, Palo Alto, Los Altos, Mountain View, CA

First of all, Employee Benefits and Business Health Insurance does NOT have to cost a fortune!  If you have an Independent Broker, they can shop all the different companies and hopefully implement a STRATEGY to mitigate the high cost of insurance.  At Brauer Insurance, we SPECIALIZE in Health Benefits for companies.  We are an Independent,

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Affordable Employee Benefits, San Jose, Santa Clara, Sunnyvale, Palo Alto, CA

Does your current broker have an actual strategy that they can show you??  If not, you ARE paying too much for your Employee Benefits, specifically Health Insurance.  Brauer Insurance has a proven strategy that not only saves you money, but will get you BETTER benefits.  At the risk of sounding like a typical car salesmen

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