Health Care Reform Update

Insurance companies NOT hurting for money….record profits this year

Even though I’m an Independent Insurance Broker, I am not a fan of most of the insurance carriers.  The effects of NOT having health insurance plan, or Group Health Insurance plan, could be disastrous, economically.  Honestly, Health Insurance is a necessary evil.  If you are an employer, and you offer a Group Health Plan, you […]

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How about employers that want to give employees $$ to go out and buy their own Health Insurance, not so fast!

It used to be that employers would give their employees money to purchase their own Individual-Family plans.  They would find plans on the internet or through an Independent Broker.  Some employers would “reimburse” employees for their health insurance expenses that they found on their own.  Many companies would claim the money paid as a “business

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Health insurance for large groups, ObamaCare, San Jose, San Francisco, Oakland, CA

If you are an employer with over 50 full time employees OR under 50 employees with a bunch of part timers…you better get ready. There’s a good chance you will have to offer at least the minimum level coverage that has been identified by ObamaCare, for your employees and their “dependents”…excluding spouses (weird huh!) The

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Health Reform is hurting doctors, Health Reform is driving docs away from profession

Because of Health Reform, many doctors are LEAVING the profession and many more are not coming in….why??  The doctor’s reimbursement has shrunk, they don’t trust that if the government has anything to do with the delivery of healthcare, it will be a mess.  Over 50% of the doctors that say they are leaving or dropping

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Compliance with ObamaCare, San Jose, San Francisco, Oakland, Hayward, CA

If you’re an employer, there are going to be compliance issues that you will have to adhere to over the next few months….starting in September.  At Brauer Insurance, we help our employer groups become compliant with ObamaCare….FREE! The first compliance issue will be supplying the employees with the Benefit designs of the Health Insurance plans

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Healthcare Reform effects on Group Insurance in San Jose, CA

Healthcare reform has been a good thing in many ways.  However, it has also really brought up some quite shocking laws that we never thought would pass through.  This election year is very important in the outcome of the status of healthcare reform. We are a family operated health insurance brokerage in San Jose, CA. 

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Health Reform Compliance, PPACA requirements, COBRA compliance, San Jose, San Francisco, CA

Health Reform compliance is not going to be easy for employers..it doesn’t matter if you are small or large, there are requirements that you will have to adhere to as an employer which is part of PPACA’s Health Reform Act compliance. No matter what side you’re on when it comes to the Health Reform Act,

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Health Reform Group Plans, Employee Benefits, Employee Health Insurance, San Jose, CA

The new Health Reform has been affirmed by the courts now.  Brauer Insurance is on the cutting edge when it comes to how it will be implemented.  There are many compliance issues that employers have to abide by….hopefully with the help of their brokers.  One of the first is coming up in September and how

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Top Things to know about your Health Insurance Benefits

Insurance costs a lot but having none costs more. There are sensible ways to save money on insurance, but skipping coverage isn’t one of them. Medical bills from even a minor car accident can kill your savings – a major illness can push you into bankruptcy.Many small businesses have saved tons of money by offering

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