ObamaCare requirements

Government looking for ways to end the Cadillac Tax on employers, part of the current ACA….more taxes

There is wide support to repeal the current ObamaCare (ACA) Cadillac Tax due to take effect in 2022 for #employers and affecting Group Health Plans and Employee Benefit offerings by companies.  The tax was introduced by Obama as a way to help pay for the uninsured citizens in the US.  The Cadillac Tax would impose […]

Government looking for ways to end the Cadillac Tax on employers, part of the current ACA….more taxes Read More »

Association Health Plans for businesses…..California Democrats say NO

The Trump Administration released rules that would make it easier for small business and sole proprietors to purchase insurance as a group.  By setting up an Association Health Plan business owners can now band together to purchase insurance as a group.  This will be beneficial because the costs will potentially be lower.  On top of

Association Health Plans for businesses…..California Democrats say NO Read More »

How about employers that want to give employees $$ to go out and buy their own Health Insurance, not so fast!

It used to be that employers would give their employees money to purchase their own Individual-Family plans.  They would find plans on the internet or through an Independent Broker.  Some employers would “reimburse” employees for their health insurance expenses that they found on their own.  Many companies would claim the money paid as a “business

How about employers that want to give employees $$ to go out and buy their own Health Insurance, not so fast! Read More »

Larger employers may get relief from the ACA if new measure passes

The “Save American Workers Act, (HR 3798) will be voted on very soon by the House of Representatives.  If passed, it would change the definition of a full time worker to a full 40 hours a week, not 30 hours as it stands now with the ACA, ObamaCare.  Today, an employer with at least 50

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Trump still battling ObamaCare, no change in number of unisured with Trump at POTUS in 2017

According to the Heritage Foundation in Washington DC, the first year of President Donald Trump has not affected the numbers of overall uninsured in America.  Census Bureau data information is that in 2017, the uninsured in America held firm at under 9%.  States that have expanded Medicaid (It’s MediCal in CA), have experienced a decrease

Trump still battling ObamaCare, no change in number of unisured with Trump at POTUS in 2017 Read More »

Obamacare Health Insurance Morgan Hill, Gilroy, CA

Obamacare Health Insurance does NOT have to cost you a fortune…it really doesn’t. Brauer Insurance has many strategies to mitigate much of the cost of expensive health plans, or at least make them a bit more affordable. If your broker cannot EXPLAIN the strategy they use to help you save money…that may be an issue.

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Confused about ObamaCare, Palo Alto, Redwood City, Mountain View, CA

If you’re confused or misinformed about ObamaCare….you better align yourself with a Health Insurance broker that knows what they’re doing, pretty quick! I have spoken to ERISA attorneys that are giving out wrong information about Health Insurance plans and ObamaCare advice (ERISA is basically an Insurance specific lawyer) If you have a broker that doesn’t

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Health Reform and small companies, San Jose, Milpitas, Palo Alto, Menlo Park, Redwood City, CA

Health Reform has already affected small companies in San Jose, Santa Clara, Palo Alto and all over California. If you have under 50 employees, your “compliance” requirements are much less than the over 50 employers. If you’re concerned about Health Reform and you own a small company, your broker should have already supplied you with

Health Reform and small companies, San Jose, Milpitas, Palo Alto, Menlo Park, Redwood City, CA Read More »

ObamaCare compliance for small business, San Jose, Santa Clara, San Francisco, Oakland, Palo Alto, CA

ObamaCare compliance for small businesses can be tricky.  Even the smallest employers have requirements they HAVE to comply with or face penalties.  As part of our service, we help all of our small businesses to comply with the ObamaCare rules.  Some are fairly easy, like having the Summary Plan Designs and Summary of Benefits and

ObamaCare compliance for small business, San Jose, Santa Clara, San Francisco, Oakland, Palo Alto, CA Read More »

How to reduce your health insurance and Employee Benefits costs, San Jose, San Francisco, Oakland, CA

It is actually not that hard to reduce your Employee Benefit costs or Health Insurance costs for your business.  There is an actual “strategy” for lowering your costs AND increasing your Employee Benefits for your company.  The strategy can be a tax advantage type plan or even a plan that includes ways to “insure your

How to reduce your health insurance and Employee Benefits costs, San Jose, San Francisco, Oakland, CA Read More »