Small Business Employee Benefits

Are Employee Benefits really important to Small Businesses, or a waste of money

The bottom line to all of the talk about Employee Benefits or Group Health Insurance for smaller companies is this….they really have to make sense for you, as an employer, to have them available to your employees.  I’ve been introduced to so many owners of companies that don’t see the value in Employee Benefits being […]

Are Employee Benefits really important to Small Businesses, or a waste of money Read More »

States may have the ability to make changes to the ACA that affect coverage and subsidies

Built into the ACA is section 1332 which allows individual states to make changes to not only coverage but to the offered subsidies to Individual and Group Health Plans.  The Minimal Essential Coverage of Employee Benefit plans can be altered, and probably will be.  We should see some ruling very soon concerning how changes can

States may have the ability to make changes to the ACA that affect coverage and subsidies Read More »

Health Insurance for your company does not have to break the bank, San Jose, Bay Area, CA

Attract and Retain employees with #EmployeeBenefits that have value, but not necessarily super expensive If you are a business owner looking to protect your employees with #EmployeeBenefits and #healthinsurance, there are many ways to do that, without making you go broke.  #SmallBiz can offer #GroupBenefits for much less than they think.  There are many #strategies

Health Insurance for your company does not have to break the bank, San Jose, Bay Area, CA Read More »

Group Health Insurance strategies for Small Businesses

If you have Group Benefits in place now at your company, or if you are thinking of putting together Group Health Insurance for your employees, there is a lot to think about.  Health Insurance is all over the news.  Group Health Insurance is expensive, confusing, and most business owners don’t know where to start.  That’s

Group Health Insurance strategies for Small Businesses Read More »

Group Health Insurance, HR Directors and Managers behavior, 2018

New laws require managers to change their behaviors in three ways in 2018. Overall, these are not onerous requirements. What a welcome change from previous years! 1. Hiring managers cannot inquire about an applicant’s current pay. In the past, managers could find out a recruit’s current pay and then offer just a slight increase. These

Group Health Insurance, HR Directors and Managers behavior, 2018 Read More »

Small Business Employee Benefits, San Jose, Santa Clara, San Francisco, Oakland, CA

If you think you’re paying too much for your Employee Benefits in San Jose, Santa Clara, or anywhere, you probably ARE. There are many ways to strategize what you spend for Employee Benefits for your Small Business. At Brauer Insurance we have several ways to mitigate the high cost of Employee Benefits. Health Insurance is

Small Business Employee Benefits, San Jose, Santa Clara, San Francisco, Oakland, CA Read More »

Business Health Insurance, Palo Alto, San Francisco, Oakland, CA

Business Health Insurance does NOT have to cost you a fortune! We can prove it too. Every business should have a “strategy” when it comes to administering a Business Health Insurance plan to their employees. To not have one is just foolish, honestly. Business Health Insurance is usually the second most costly item for a

Business Health Insurance, Palo Alto, San Francisco, Oakland, CA Read More »

Start up business Health Insurance, Palo Alto, Menlo Park, Redwood City, CA

Business Insurance for Start Ups do NOT have to cost you a fortune, especially Health Insurance for Start Ups. There are many ways to strategize Business Health Insurance for it not to break the bank. Many agents that do not specialize in Business Health Insurance would have you believe that the price is the price.

Start up business Health Insurance, Palo Alto, Menlo Park, Redwood City, CA Read More »

Health Insurance for your business, ObamaCare, San Jose, Santa Clara, CA

If you’re like most employers, you think that Health Insurance for your business is way too expensive, yes is CAN be. When you actually have a strategy for your Health Insurance the costs are usually much less. Brauer Insurance has a strategy that has been used by companies, large and small, for many years now

Health Insurance for your business, ObamaCare, San Jose, Santa Clara, CA Read More »

Health Reform and small companies, San Jose, Milpitas, Palo Alto, Menlo Park, Redwood City, CA

Health Reform has already affected small companies in San Jose, Santa Clara, Palo Alto and all over California. If you have under 50 employees, your “compliance” requirements are much less than the over 50 employers. If you’re concerned about Health Reform and you own a small company, your broker should have already supplied you with

Health Reform and small companies, San Jose, Milpitas, Palo Alto, Menlo Park, Redwood City, CA Read More »

Group Benefits for Start up companies, San Francisco, San Mateo, Redwood City, Burlingame, CA

It is very important for a Start up company in San Francisco or San Mateo or Redwood City to have some expert advice when it comes to setting up their Group Benefits. Group Benefits are NOT all created equal. Unless you have an Independent Broker that “specializes” in Health Insurance and Group Benefits, you are

Group Benefits for Start up companies, San Francisco, San Mateo, Redwood City, Burlingame, CA Read More »

Employee Benefits for small companies, San Jose, San Francisco, Oakland, CA

There are many ways to go about obtaining Employee Benefits for your Small Company in San Jose or San Francisco. Using an agent or broker is definitely the best way to go….our services are absolutely free. You pay the same as if you went “direct” to the insurance company to purchase products. Using an INDEPENDENT

Employee Benefits for small companies, San Jose, San Francisco, Oakland, CA Read More »

How to reduce Employee Benefits costs with a company, Bay Area, San Jose, Mountain View, Sunnyvale, CA

There are actually some relatively simple answers when it comes to reducing Employee Benefit costs for companies.  Its much easier than you may think!  At Brauer Insurance Services we specialize in “strategizing” Employee Benefit packages for small and medium sized companies.  We have developed an out of the box, progressive process to absolutely reduce costs…AND

How to reduce Employee Benefits costs with a company, Bay Area, San Jose, Mountain View, Sunnyvale, CA Read More »

Health Insurance and Employee Benefits for Start Ups, San Francisco, San Jose, Oakland, CA

If you are just spinning up a new company and considering offering Health Insurance or Employee Benefits to the employees, there are a few things you should consider; first off, the Employee Benefits have to pass the “non-discrimination” rules.  This means that it must be offered to any w-2 wage earning employee working at least

Health Insurance and Employee Benefits for Start Ups, San Francisco, San Jose, Oakland, CA Read More »

Small group Health Insurance, Employee Benefits for businesses, Palo Alto, Redwood City, Mountain View, CA

Health Insurance for a business does NOT have to cost the company a fortune every month…..seriously, it doesn’t, and we can prove it!!  No tricks or gimmicks, just a sound financial plan, of sorts, for your Small Group Health Insurance or Employee Benefits for businesses.  The plan includes helping to “insure” your deductible and/or tax

Small group Health Insurance, Employee Benefits for businesses, Palo Alto, Redwood City, Mountain View, CA Read More »