Health Reform…..you may agree or disagree with it, all of it or part of it. For Brokers and Agents in the industry, our issue comes with HOW WE ARE GOING TO BE ABLE TO FUND ALL THIS “REFORM” STUFF. Well, the money has to come from somewhere. All these changes, panels, committees, and governing bodies […]
Health Reform…..Who the HECK is paying for it Read More »
If you are an Employer with at least 20 employees, you fall under what they call Federal Cobra. Folks, this is NOTHING to mess with. The “compliance” issues related to Federal Cobra are very specific and they are VERY confusing. We call it the OSHA of Health Insurance. When an employer is attempting to administer
Cobra Compliance, Employers with over 20 employees Read More »
Insurance costs a lot but having none costs more. There are sensible ways to save money on insurance, but skipping coverage isn’t one of them. Medical bills from even a minor car accident can kill your savings – a major illness can push you into bankruptcy.Many small businesses have saved tons of money by offering
Top Things to know about your Health Insurance Benefits Read More »
Health Maintenance Organization (HMO) plans An HMO works like this: if you choose an HMO plan type of insurance, you’ll typically pay just a small co-payment if you visit a physician or hospital within the plan network. HMOs often have lower premiums and co-pays than other plans. Whether you are getting group insurance or individual.
Business Health Insurance Read More »
If you are looking for Group Employee Benefits, be cautious….there are a lot of choices out there. Unless your broker is an EXPERT with Benefits, you may be doing yourself a disservice. Think of it this way; if you had heart trouble, would you go to a General Practitioner, or a Cardiologist? Its the same
Employee Health Benefits is a “niche” Read More »
Where you need to start is to figure out what kind of insurance you’re looking for. If you have a specific type of insurance you need, I would suggest going to a broker who deals strictly with THAT TYPE of insurance you are looking for. For example Steve Brauer, here in Silicon Valley -Almaden –
Where do you find an INSURANCE agent YOU CAN TRUST!? Read More »