If you are smaller employer and considering offering #EmployeeBenefits, it may be more affordable than you think, and you can really help your #employees in the process. Whether you want to be competitive in the marketplace to attract and retain employees, or you are just a benevolent employer that wants to do the right thing for their people, there are tons of options out there. Offering Employee Benefits can be a win-win for both of you.
Offering the RIGHT benefits is crucial and makes a world of difference
Having the right consultant is key. It does not have to be Brauer Insurance, there are other fantastic Independent Group Benefits agencies that specialize in Employee Benefits, and the “specialize” should be highlighted. Brokers that are Generalists cannot know all of the nuances of Health Insurance, there are just not enough hours in the day to become an expert at everything. Offering the right Employee Benefits and Group Health Insurance is a big deal. Little tweaks in the offering can make a significant difference in your bottom line. I’ve seen it all….companies way over insured and way under insured.
Many companies waste money, others go too cheap and employees hate the coverage
When you’re over insured, you’re wasting money. What if you can get equal, or even better coverage, for the same price or a less. As an example…why would you pay for a Gold Health Insurance plan, when a Silver plan with some strategy actually covers the person better, for a cheaper price. Also, when you’re under insured, most times, the employees hate the coverage. Sure its cheaper, but its cheaper for a reason. Even if you pay for a majority of the Bronze, cheaper coverage, most employees will not be happy when they go to utilize services. There are ways around that. Again…when you ONLY do Group Health Insurance you know that stuff.
Bonnie and I are dedicated to helping employers with their Employee Benefits offering. We are happy to chat about this over the phone with NO expectation of doing business. We’re either a good fit for your company or we’re not. No pressure here.
Steve Brauer-Principal, Brauer Insurance Services LLC…..www.brauerinsurance.com (877) 421-4325