California Supplemental Insurance

Strategies Small Business employers use to set up Employee Benefits for their employees

Small Business owners are setting up #EmployeeBenefits for their employees at a frantic pace in today’s economy.  Yes, the Group Benefits are expensive….there’s no doubt about that, but #SmallBusiness employers are having a hard time competing with others in their industry.  It really doesn’t matter if its a Plumbing company, or a Tech #StartUp. Technology […]

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California Employee Health Insurance

Employers looking for affordable Employee Health Insurance or Group Employee Benefits should remember one thing……If you had heart trouble, would you go see a General Practitioner??  Probably not.  You would see a Cardiologist..a SPECIALIST! Same goes for Employee Health Benefits.  Agents or Brokers that “do it all”, CANNOT be a specialist, you just can’t get

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Life Insurance for employees is VERY cheap

When we talk about Group Life Insurance, many times we are talking about California Supplemental Insurance.  Supplemental insurance is usually VOLUNTARY, meaning the employees can either sign up, or not.  There is no participation requirement and the employer does NOT have to contribute anything to it.  With California Supplemental Insurance, employers are allowing their employees

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Blue Cross Blue Shield Health Insurance

If you are not looking for Kaiser Health Insurance, you probably want to be either with Anthem Blue Cross Health Insurance or Blue Shield Health Insurance.  In the Bay Area, most of the hospitals are contracted with both Blue Shield and Anthem Blue Cross.  HealthNet, Aetna, and Cigna Health Insurance are very comprehensive plans as

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