Critical Illness Insurance

HR Directors to employers: Here is what employees want with their Employee Benefits

Whether you’re a Millennial or Baby Boomer, employees pretty much want the same thing from their employer; a good salary, good benefits, and a sense of belonging.  Lets dive into the Employee Benefit offering first. Employee Benefits are vital, and sometimes a deal breaker for a potential new hire Obviously the first Employee Benefit would …

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Life Insurance for employees is VERY cheap

When we talk about Group Life Insurance, many times we are talking about California Supplemental Insurance.  Supplemental insurance is usually VOLUNTARY, meaning the employees can either sign up, or not.  There is no participation requirement and the employer does NOT have to contribute anything to it.  With California Supplemental Insurance, employers are allowing their employees …

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Husband and Wife businesses

Many people are unaware that if you have a Home Based Business, you may be eligible for guarantee issue Health Insurance.  Depending on how your business is structured, LLC, Corporation, Partnership, Sole Prop, you can be insured under a Group Health Plan.  This is guaranteed by Assembly Bill (AB) 1672 passed in 1992.  It guarantees …

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