Kaiser Employee Health Insurance

Medicare for all sounds good, but not so good when you break it down on ROI

Medicare for all is the newest buzzword these days.  Putting everyone on a Medicare type system that the government regulates and enforces, is the general premise.  In theory it makes some sense, except when you break down the costs compared to what you actually get.  Its going to be a tough sell, to put it […]

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Government looking for ways to end the Cadillac Tax on employers, part of the current ACA….more taxes

There is wide support to repeal the current ObamaCare (ACA) Cadillac Tax due to take effect in 2022 for #employers and affecting Group Health Plans and Employee Benefit offerings by companies.  The tax was introduced by Obama as a way to help pay for the uninsured citizens in the US.  The Cadillac Tax would impose

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HR Directors to employers: Here is what employees want with their Employee Benefits

Whether you’re a Millennial or Baby Boomer, employees pretty much want the same thing from their employer; a good salary, good benefits, and a sense of belonging.  Lets dive into the Employee Benefit offering first. Employee Benefits are vital, and sometimes a deal breaker for a potential new hire Obviously the first Employee Benefit would

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Small Business Employers offering Group Benefits at all time high

CA Employers are offering Group Health Insurance and Benefits to their employees at its highest level in 10 years.  Employers are offering Employee Benefits more than ever, even though the prices are rising.  There is major competition for talent and employers want to stay relevant and compete with other similar companies. Smaller companies are competing

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Insurance companies NOT hurting for money….record profits this year

Even though I’m an Independent Insurance Broker, I am not a fan of most of the insurance carriers.  The effects of NOT having health insurance plan, or Group Health Insurance plan, could be disastrous, economically.  Honestly, Health Insurance is a necessary evil.  If you are an employer, and you offer a Group Health Plan, you

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Association Health Plans for businesses…..California Democrats say NO

The Trump Administration released rules that would make it easier for small business and sole proprietors to purchase insurance as a group.  By setting up an Association Health Plan business owners can now band together to purchase insurance as a group.  This will be beneficial because the costs will potentially be lower.  On top of

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Employees enrolling into HSA compatible Health Plans continues to grow, here’s why

Since 2004, the concept of using an #HSA has been growing steadily, and its predicted that it will surpass both HRAs and FSAs.  That’s a lot of acronyms.  To sum it all up, people like HSAs.  They’re not wild about High Deductible Health Plans, or #HDHPs, but that is the only way to have an

Employees enrolling into HSA compatible Health Plans continues to grow, here’s why Read More »

Strategies Small Business employers use to set up Employee Benefits for their employees

Small Business owners are setting up #EmployeeBenefits for their employees at a frantic pace in today’s economy.  Yes, the Group Benefits are expensive….there’s no doubt about that, but #SmallBusiness employers are having a hard time competing with others in their industry.  It really doesn’t matter if its a Plumbing company, or a Tech #StartUp. Technology

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How about employers that want to give employees $$ to go out and buy their own Health Insurance, not so fast!

It used to be that employers would give their employees money to purchase their own Individual-Family plans.  They would find plans on the internet or through an Independent Broker.  Some employers would “reimburse” employees for their health insurance expenses that they found on their own.  Many companies would claim the money paid as a “business

How about employers that want to give employees $$ to go out and buy their own Health Insurance, not so fast! Read More »

Larger employers may get relief from the ACA if new measure passes

The “Save American Workers Act, (HR 3798) will be voted on very soon by the House of Representatives.  If passed, it would change the definition of a full time worker to a full 40 hours a week, not 30 hours as it stands now with the ACA, ObamaCare.  Today, an employer with at least 50

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Trump still battling ObamaCare, no change in number of unisured with Trump at POTUS in 2017

According to the Heritage Foundation in Washington DC, the first year of President Donald Trump has not affected the numbers of overall uninsured in America.  Census Bureau data information is that in 2017, the uninsured in America held firm at under 9%.  States that have expanded Medicaid (It’s MediCal in CA), have experienced a decrease

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Employers that embrace HSA Group Health Plans for their employees can still save big

Back in 2004 when HSA plans made their debut, most employers made the switch, including myself.  It made absolute sense.  The savings in moving from a traditional plan was so great that employers were fully funding the employee’s deductibles, and still saving a ton of money.  It was a no brainer…..then something changed.  Because so

Employers that embrace HSA Group Health Plans for their employees can still save big Read More »

Kaiser Insurance for your business can be affordable

If you are searching for affordable #HealthInsurance  or #EmployeeBenefits for your business, #Kaiser may be the way to go.  Kaiser offers 17 different plans and even a #PPO that out of state employees can use.  When we strategize #Business #Insurance plans for companies, Kaiser is usually the least expensive, by far. Kaiser is also very

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Kaiser Health Insurance, ObamaCare compliance, Kaiser Business Insurance, San Jose, Palo Alto, Mountain View, CA

Kaiser Health Insurance can be a great way to get good Health Insurance AND save a little money. Now…if you just enroll in a Kaiser Health Insurance plan or Kaiser Business plan WITHOUT a strategy or business plan, you will be paying what everyone else is paying. Some of our companies have been wildly successful

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Small business Kaiser Health Insurance, San Jose, San Francisco, Oakland, Fremont, CA

You don’t have to pay a fortune for Kaiser Small Business Health Insurance….you really don’t!  There are ways out there to strategize your entire Employee Benefits offering that will allow you to “bend the cost curve” of insurance.  We have developed a few ways employers that offer Small Business Health Insurance from Kaiser and other

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