Group Health Plans

States may have the ability to make changes to the ACA that affect coverage and subsidies

Built into the ACA is section 1332 which allows individual states to make changes to not only coverage but to the offered subsidies to Individual and Group Health Plans.  The Minimal Essential Coverage of Employee Benefit plans can be altered, and probably will be.  We should see some ruling very soon concerning how changes can …

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Group Health Plans, Palo Alto, Sunnyvale, Menlo Park, Mountain View, CA

Group Health Plans do NOT have to cost you a fortune!…they really don’t! If you are looking for a Group Health Plan, Group Insurance in general, or any type of Employee Benefits, using an Independent Insurance agency is what most employer find to be the most advantageous…why? Because there is no hidden agenda, they’re “Independent” …

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Employer Benefits, Group Health Insurance, Group Benefits, Fremont, Newark, Redwood City, CA

Employer Benefits do NOT have to cost a fortune!  At Brauer Insurance we have a proven strategy to not only save employers money, but improve their Group Health Insurance and Group Benefits at the same time.  The “strategy” involves “insuring the deductible”.  When I tell other Employer Benefits agents this phrase, they look at me …

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Group Employee Benefits should NOT be a fortune!

If you are an employer and supply Employee Benefits to your employees, it should NOT cost you a fortune.  It doesn’t have to.  If your broker has a “strategy” that mitigates much of the cost of the traditional Group Benefit plans, you’re in good shape.  Brauer Insurance has several strategies that help companies slow, or …

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Health Insurance, Cobra, and your business….it’s nothing to mess around with, San Jose, San Francisco, CA

If you offer Group Health Insurance or Employee Benefits at your company, there is always the issue of COBRA to contend with.  If you have under 20 TOTAL employees, that includes part timers, your Health Insurance carrier will take care of it, most likely. If you have 20 or more employees total….LISTEN UP!!  There is …

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Employee Benefits, Oakland, San Francisco, Alameda, Contra Costa County, CA

Basically, if you THINK you’re paying too much for Health Insurance…..you probably ARE!  Employee Benefits or Group Health Plans should NOT cost you a fortune!  At Brauer Insurance, we have an actual strategy that is guaranteed to not only save you money, but provide better benefits to your employees. If your broker meets with you …

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Health Insurance for “Start-ups”

Group Health Insurance or Employee Benefits for “start-ups” is NOT that hard to do, and….they do NOT have to cost you a fortune!  They really don’t.  We insure a lot of start ups in the Silicon Valley, San Francisco, and some in Southern California too.  Start ups are usually looking for the “best bang for …

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Group Employee Benefits, San Jose, Sunnyvale, CA

At Brauer Insurance we offer a “strategic benefit package” to all of our employer groups. Many groups have been wildly successful utilizing our strategy and have referred us to other groups and employers. That’s why our business has doubled every two years. We started in 2003, with me working out of my home. We’ve grown …

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Employee Benefits, Group Health Plans, San Jose, CA

Employee Benefits or Group Health Plans do NOT have to cost you a fortune in the Bay Area, they really don’t.  At Brauer Insurance, we provide our Employee Benefit clients with a workable, progressive strategy to help them not only save a bunch of money, but get more control of their expenditures. If your agent …

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Anthem Blue Cross Group Benefits, Blue Cross Employee Benefits, San Jose, San Francisco, CA

If you THINK you’re paying too much for Anthem Blue Cross Employee Benefits or Group Benefits, you probably ARE!  Brauer Insurance helps companies strategize their Blue Cross insurance for their employees so they not only save money, BUT have better benefits in most cases.  If your broker helps you review your Blue Cross Group plan …

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Group Benefits, Employee Health Insurance, Mountain View, Milpitas, San Jose, Santa Clara, CA

Employee Benefits and Health Insurance is usually the SECOND most costly item for a business, right underneath wages.  Does your company have a “strategy” for addressing the rising costs??  At Brauer Insurance, we don’t just throw plans at you each year, or suggest you move to a cheaper plan, or have your employees pick up …

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Employee Benefits, San Jose, San Francisco, Los Angeles, San Diego, CA

If you THINK you’re paying too much for Employee Benefits, you probably ARE!  Employee Benefits do NOT have to cost you a fortune….they really don’t  If your broker has an actual strategy, meets with you on a quarterly basis to review that strategy, and saves you a lot of money…..you probably don’t want to talk …

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Employee Benefits, Group Insurance, San Jose, Santa Clara, CA

Group Medical Insurance does NOT have to cost a fortune!  It really doesn’t, and we can prove it.  As long as your current agent has a strategy, is looking for ways to save your company money, or maybe they’re your relative…..I probably can’t help you.  If you never hear from your agent, or they just …

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Kaiser group health plans, San Jose, Mountain View, Sunnyvale, CA

If you are looking for a group health plan for your employees, Kaiser Group Health Plans may be the answer.  The plans do NOT have to cost you a fortune….they really don’t!  Kaiser has some affordable plans, and coupled with the Brauer Insurance strategy, they are very comprehensive.  Our strategy involves helping you “finance” your …

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Employee Benefits, Benefit Strategies, Milpitas, Fremont, Hayward, CA

Employee Benefits do NOT have to cost a fortune.  If you are an employer and considering offering Employee Benefits to your employees, it is not a expensive as you might think.  There is a minimum amount that the employer has to contribute towards the insurance for each employee, but that amount can be as little …

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