Ways to reduce your Health Insurance costs

Small Business Employers offering Group Benefits at all time high

CA Employers are offering Group Health Insurance and Benefits to their employees at its highest level in 10 years.  Employers are offering Employee Benefits more than ever, even though the prices are rising.  There is major competition for talent and employers want to stay relevant and compete with other similar companies. Smaller companies are competing […]

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How to reduce Employee Benefits costs with a company, Bay Area, San Jose, Mountain View, Sunnyvale, CA

There are actually some relatively simple answers when it comes to reducing Employee Benefit costs for companies.  Its much easier than you may think!  At Brauer Insurance Services we specialize in “strategizing” Employee Benefit packages for small and medium sized companies.  We have developed an out of the box, progressive process to absolutely reduce costs…AND

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Slowing or reversing the cost of Health Insurance for companies, San Jose, San Francisco, Mountain View, CA

There are a couple of techniques for slowing or reversing the constant premium increases with Health Insurance and Employee Benefits for companies. There are tax strategy plans that allow companies to switch to plans with a higher deductible and then obtain products to “insure” the deductible. Other ways would be to use some alternative funding

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Health Insurance and Employee Benefits for Start Ups, San Francisco, San Jose, Oakland, CA

If you are just spinning up a new company and considering offering Health Insurance or Employee Benefits to the employees, there are a few things you should consider; first off, the Employee Benefits have to pass the “non-discrimination” rules.  This means that it must be offered to any w-2 wage earning employee working at least

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How will ObamaCare affect business, Palo Alto, Redwood City, San Francisco, Oakland, San Jose, CA

ObamaCare is a big change from how the Health Insurance industry has been running over the past 3 decades.  A big change.  Small, medium, and large employers all have specific compliance mandates that have to be implemented, by law.  Failure to do so can result in fines, audits and all kinds of nasty penalties.  Larger

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How to reduce your health insurance and Employee Benefits costs, San Jose, San Francisco, Oakland, CA

It is actually not that hard to reduce your Employee Benefit costs or Health Insurance costs for your business.  There is an actual “strategy” for lowering your costs AND increasing your Employee Benefits for your company.  The strategy can be a tax advantage type plan or even a plan that includes ways to “insure your

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