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Small Business Employers offering Group Benefits at all time high

Leave a Comment / Aetna, Affordable Employee Benefits, Anthem, Anthem Blue Cross, Anthem Blue Cross Insurance, Bay Area Employee Benefits, Blue Shield, Blue Shield of CA, Business Health Insurance, CA Employee Benefits, CalChoice, California Employer Benefits, Cigna, Employee Benefits, Employee Benefits San Jose, Employee Health Insurance, Employer Health Insurance, Group Benefits, Group Employee Benefits, Group Health Benefits, Group Health Insurance, Group Health Insurance, Group Health Plans, Group Medical Insurance, Kaiser, Kaiser Business Insurance, Kaiser Employee Health Insurance, Kaiser Group Health Insurance, Kaiser Health Insurance, Kaiser Permanente, Large Group Health Insurance, Over 50 employees, Small Business Benefits, Small Business Employee Benefits, Small Business Health Insurance, Small companies, Small Group, Small Group Health Insurance, Start Up Insurance, Start Ups looking for Employee Benefits, Ways to reduce your Employee Benefit costs, Ways to reduce your Health Insurance costs

CA Employers are offering Group Health Insurance and Benefits to their employees at its highest level in 10 years.  Employers are offering Employee Benefits more than ever, even though the prices are rising.  There is major competition for talent and employers want to stay relevant and compete with other similar companies. Smaller companies are competing […]

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Insurance companies NOT hurting for money….record profits this year

Leave a Comment / ACA, Affordable Employee Benefits, Anthem, Anthem Blue Cross, Anthem Blue Cross Insurance, Bay Area Employee Benefits, Blue Shield, Blue Shield of CA, Business Health Insurance, CA Employee Benefits, CalChoice, California Employee Health Insurance, California Employer Benefits, Cigna, Employee Benefits, Employee Benefits San Jose, Employee Health Benefits, Employee Health Insurance, Employer Health Insurance, Group Benefits, Group Employee Benefits, Group Health Benefits, Group Health Insurance, Group Health Insurance, Group Health Plans, Group Medical Insurance, Health Care Reform Update, HealthNet, HR, HR Assistance, HR Compliance, Kaiser, Kaiser Business Insurance, Kaiser Employee Health Insurance, Kaiser Group Health Insurance, Kaiser Permanente, Large Group Health Insurance, PPO, Small Business Benefits, Small Business Employee Benefits, Small Business Health Insurance, Small companies, Small Group, Small Group Health Insurance, Start Up Insurance, Start Ups looking for Employee Benefits, Ways to reduce your Employee Benefit costs

Even though I’m an Independent Insurance Broker, I am not a fan of most of the insurance carriers.  The effects of NOT having health insurance plan, or Group Health Insurance plan, could be disastrous, economically.  Honestly, Health Insurance is a necessary evil.  If you are an employer, and you offer a Group Health Plan, you

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Employees enrolling into HSA compatible Health Plans continues to grow, here’s why

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Since 2004, the concept of using an #HSA has been growing steadily, and its predicted that it will surpass both HRAs and FSAs.  That’s a lot of acronyms.  To sum it all up, people like HSAs.  They’re not wild about High Deductible Health Plans, or #HDHPs, but that is the only way to have an

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How about employers that want to give employees $$ to go out and buy their own Health Insurance, not so fast!

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It used to be that employers would give their employees money to purchase their own Individual-Family plans.  They would find plans on the internet or through an Independent Broker.  Some employers would “reimburse” employees for their health insurance expenses that they found on their own.  Many companies would claim the money paid as a “business

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Larger employers may get relief from the ACA if new measure passes

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The “Save American Workers Act, (HR 3798) will be voted on very soon by the House of Representatives.  If passed, it would change the definition of a full time worker to a full 40 hours a week, not 30 hours as it stands now with the ACA, ObamaCare.  Today, an employer with at least 50

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ACA Employer Mandate and Pay or Play may be going away, possibly retroactively! Employers are cheering

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I would not celebrate yet…but H.R. 4616 would basically shut down the ACA’s Employer Mandate, sometimes known as the “Pay or Play” for larger employers.  Members of the House of Representatives will be voting very soon on this bill that could suspend collection of the ACA Employer Mandate penalties and also further delay the ACA

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Employers that embrace HSA Group Health Plans for their employees can still save big

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Back in 2004 when HSA plans made their debut, most employers made the switch, including myself.  It made absolute sense.  The savings in moving from a traditional plan was so great that employers were fully funding the employee’s deductibles, and still saving a ton of money.  It was a no brainer…..then something changed.  Because so

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