Group Medical Insurance

Are Employee Benefits really important to Small Businesses, or a waste of money

The bottom line to all of the talk about Employee Benefits or Group Health Insurance for smaller companies is this….they really have to make sense for you, as an employer, to have them available to your employees.  I’ve been introduced to so many owners of companies that don’t see the value in Employee Benefits being […]

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States may have the ability to make changes to the ACA that affect coverage and subsidies

Built into the ACA is section 1332 which allows individual states to make changes to not only coverage but to the offered subsidies to Individual and Group Health Plans.  The Minimal Essential Coverage of Employee Benefit plans can be altered, and probably will be.  We should see some ruling very soon concerning how changes can

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Group Health Plans, Palo Alto, Sunnyvale, Menlo Park, Mountain View, CA

Group Health Plans do NOT have to cost you a fortune!…they really don’t! If you are looking for a Group Health Plan, Group Insurance in general, or any type of Employee Benefits, using an Independent Insurance agency is what most employer find to be the most advantageous…why? Because there is no hidden agenda, they’re “Independent”

Group Health Plans, Palo Alto, Sunnyvale, Menlo Park, Mountain View, CA Read More »

Employer Benefits, Group Health Insurance, Group Benefits, Fremont, Newark, Redwood City, CA

Employer Benefits do NOT have to cost a fortune!  At Brauer Insurance we have a proven strategy to not only save employers money, but improve their Group Health Insurance and Group Benefits at the same time.  The “strategy” involves “insuring the deductible”.  When I tell other Employer Benefits agents this phrase, they look at me

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Health Insurance quotes, Employee Benefits plans, San Mateo, Redwood City, San Francisco, CA

Health Insurance for your business should NOT cost you a fortune!  A good Employee Benefits broker will have an actual strategy that they can share with you and show you how they are helping you get the most bang for your buck. At Brauer Insurance, we specialize in Health Insurance quotes and Employee Benefits plans

Health Insurance quotes, Employee Benefits plans, San Mateo, Redwood City, San Francisco, CA Read More »

Kaiser Medical Insurance Small Groups in San Jose, CA

At Brauer Insurance, we not only help other people figure out their bills or Kaiser problems—we help ourselves. The other day I received a bill from Kaiser dated on 05-12-2010.  The bill date for it was 12-27-2012.  It is a 2.5 year old bill for $33 back when I took a glucose test for my

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Health Insurance, Cobra, and your business….it’s nothing to mess around with, San Jose, San Francisco, CA

If you offer Group Health Insurance or Employee Benefits at your company, there is always the issue of COBRA to contend with.  If you have under 20 TOTAL employees, that includes part timers, your Health Insurance carrier will take care of it, most likely. If you have 20 or more employees total….LISTEN UP!!  There is

Health Insurance, Cobra, and your business….it’s nothing to mess around with, San Jose, San Francisco, CA Read More »

Employee Benefits, Oakland, San Francisco, Alameda, Contra Costa County, CA

Basically, if you THINK you’re paying too much for Health Insurance…..you probably ARE!  Employee Benefits or Group Health Plans should NOT cost you a fortune!  At Brauer Insurance, we have an actual strategy that is guaranteed to not only save you money, but provide better benefits to your employees. If your broker meets with you

Employee Benefits, Oakland, San Francisco, Alameda, Contra Costa County, CA Read More »

Group Employee Benefits, San Jose, Sunnyvale, CA

At Brauer Insurance we offer a “strategic benefit package” to all of our employer groups. Many groups have been wildly successful utilizing our strategy and have referred us to other groups and employers. That’s why our business has doubled every two years. We started in 2003, with me working out of my home. We’ve grown

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Employee Benefits, Group Health Plans, San Jose, CA

Employee Benefits or Group Health Plans do NOT have to cost you a fortune in the Bay Area, they really don’t.  At Brauer Insurance, we provide our Employee Benefit clients with a workable, progressive strategy to help them not only save a bunch of money, but get more control of their expenditures. If your agent

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Anthem Blue Cross Group Benefits, Blue Cross Employee Benefits, San Jose, San Francisco, CA

If you THINK you’re paying too much for Anthem Blue Cross Employee Benefits or Group Benefits, you probably ARE!  Brauer Insurance helps companies strategize their Blue Cross insurance for their employees so they not only save money, BUT have better benefits in most cases.  If your broker helps you review your Blue Cross Group plan

Anthem Blue Cross Group Benefits, Blue Cross Employee Benefits, San Jose, San Francisco, CA Read More »

Employee Benefits, San Jose, San Francisco, Los Angeles, San Diego, CA

If you THINK you’re paying too much for Employee Benefits, you probably ARE!  Employee Benefits do NOT have to cost you a fortune….they really don’t  If your broker has an actual strategy, meets with you on a quarterly basis to review that strategy, and saves you a lot of money…..you probably don’t want to talk

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Group Employee Benefits, San Jose, Santa Clara, Sunnyvale, Mountain View, CA

Strategy is what makes the difference when it comes to Group Employee Benefits.  We help companies “strategize” their Employee Benefits with a progressive, forward thinking plan.  We don’t just show plans to companies, any idiot can do that….it takes some thought to actually come up with a progressive plan that addresses the ridiculous cost of

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Employee Benefits, Group Insurance, San Jose, Santa Clara, CA

Group Medical Insurance does NOT have to cost a fortune!  It really doesn’t, and we can prove it.  As long as your current agent has a strategy, is looking for ways to save your company money, or maybe they’re your relative…..I probably can’t help you.  If you never hear from your agent, or they just

Employee Benefits, Group Insurance, San Jose, Santa Clara, CA Read More »

Group Benefits, Employee Benefits, San Jose, Santa Clara, CA

Did you know that typically the minimum that an employer HAS to spend each month on their Employee Benefits or Group Benefits is about $75-$100.  At Brauer Insurance, we are experts at Employee Benefits, some agencies offer Employee Benefits, we specialize in them!  Group Benefits do NOT have to cost you a fortune!!  We have

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