Employer Mandate

Government looking for ways to end the Cadillac Tax on employers, part of the current ACA….more taxes

There is wide support to repeal the current ObamaCare (ACA) Cadillac Tax due to take effect in 2022 for #employers and affecting Group Health Plans and Employee Benefit offerings by companies.  The tax was introduced by Obama as a way to help pay for the uninsured citizens in the US.  The Cadillac Tax would impose […]

Government looking for ways to end the Cadillac Tax on employers, part of the current ACA….more taxes Read More »

Association Health Plans for businesses…..California Democrats say NO

The Trump Administration released rules that would make it easier for small business and sole proprietors to purchase insurance as a group.  By setting up an Association Health Plan business owners can now band together to purchase insurance as a group.  This will be beneficial because the costs will potentially be lower.  On top of

Association Health Plans for businesses…..California Democrats say NO Read More »

How about employers that want to give employees $$ to go out and buy their own Health Insurance, not so fast!

It used to be that employers would give their employees money to purchase their own Individual-Family plans.  They would find plans on the internet or through an Independent Broker.  Some employers would “reimburse” employees for their health insurance expenses that they found on their own.  Many companies would claim the money paid as a “business

How about employers that want to give employees $$ to go out and buy their own Health Insurance, not so fast! Read More »

Larger employers may get relief from the ACA if new measure passes

The “Save American Workers Act, (HR 3798) will be voted on very soon by the House of Representatives.  If passed, it would change the definition of a full time worker to a full 40 hours a week, not 30 hours as it stands now with the ACA, ObamaCare.  Today, an employer with at least 50

Larger employers may get relief from the ACA if new measure passes Read More »

ACA Employer Mandate and Pay or Play may be going away, possibly retroactively! Employers are cheering

I would not celebrate yet…but H.R. 4616 would basically shut down the ACA’s Employer Mandate, sometimes known as the “Pay or Play” for larger employers.  Members of the House of Representatives will be voting very soon on this bill that could suspend collection of the ACA Employer Mandate penalties and also further delay the ACA

ACA Employer Mandate and Pay or Play may be going away, possibly retroactively! Employers are cheering Read More »

Small Business Health Insurance little secret……once a year Special Enrollment Period

If you are an employer that is looking to put together a Group Health Insurance plan, there may be some affordable options out there, only available once a year.  The ACA (ObamaCare) has mandated that once a year, during the month of November, all carriers, Kaiser, Anthem, Aetna, UHC, Blue Shield, all have to accept

Small Business Health Insurance little secret……once a year Special Enrollment Period Read More »

Are Employee Benefits really important to Small Businesses, or a waste of money

The bottom line to all of the talk about Employee Benefits or Group Health Insurance for smaller companies is this….they really have to make sense for you, as an employer, to have them available to your employees.  I’ve been introduced to so many owners of companies that don’t see the value in Employee Benefits being

Are Employee Benefits really important to Small Businesses, or a waste of money Read More »