EMPLOYEE BENEFITS and HEALTH INSURANCE DOES NOT HAVE TO COST A FORTUNE! If you have a proven “strategy” that works, you can actually increase your benefits in many cases, and LOWER your cost each month. At Brauer Insurance our strategy is basically to “insure the deductible”. Its a little more complicated than that, but in […]
Group Employee Benefits-San Jose-California Read More »
Here at Brauer Insurance we have an important role in informing our group employers about what their group health insurance coverage offers. If your current health insurance broker doesn’t take the time to go over the needs of his small business employee benefits group then why not give us a call? We SPECIALIZE in small
Group Health Benefits – San Jose / Santa Clara Read More »
Anthem Blue Cross has some VERY good Health Insurance plans. They offer a wide range of very affordable AND very expensive “rich” plans too. With Brauer Insurance Services, you get an Independent NO FEE agent that specializes in Employee Benefits and Health Insurance. It’s all we do! Being a specialist has its advantages….we’re up to
Blue Cross Group Health Insurance-Employee Benefits Read More »
If you are looking for affordable Kaiser Health Insurance for you, your family, or your business, Brauer Insurance Services is an expert at the Kaiser model. We place tons of business with Kaiser Permanente for Employee Benefits and for Individual Health Insurance and Family Health Insurance. For Personal and Family Health Insurance, Kaiser has 17
Kaiser Health Insurance-San Jose-Santa Clara-Bay Area Read More »
We offer many services here at Brauer Insurance but one we are very proud of is our “hidden paychecks” service. We know that employers pay a lot for their employees medical benefits. Many times employees have no idea the amount of money that is paid out monthly. All they know is they pay X amount
Bonnie: Employee Benefits in California Read More »
A broker’s commission is usually anywhere between 3-10% of what the premium is per month. Depending on the size of the group, and the coverage, that’s a pretty fair statement. When writing small group business the typical commission is 7%. I don’t consider myself a sales person. I will never push a product on anyone
Bonnie: Brokers are Free. Read More »
If you are looking for affordable and comprehensive Small Business Health Insurance, Brauer Insurance is where you want to start. We are an INDEPENDENT, no fee agency, which means that we work for the consumer, NOT an insurance company. Honestly, we don’t even LIKE insurance companies, we view them as a “necessary evil”. Health Insurance
Small business health insurance Read More »
I called Kaiser yesterday and talked to a person who really knew their stuff. I was calling regarding one of our small group client’s bills. The person at Kaiser helped me through step by step as we went over the client’s bill and discovered there were parts of it that the patient should not have
Bonnie: Small Group Employee Benefits Read More »
Many employers are under the assumption that they when they provide Health Insurance or Employee Benefits to their employees, the cost will be hundreds of dollars a month per employee. I have spoken to many that believe that they are responsible for a majority, or all of the expenses related to Employee Health Insurance. On
Employers don’t have to go broke to provide Employee Benefits Read More »
If you are an Employer looking to help your employees obtain quality Employee Health Insurance, Kaiser Permanente may be your best option. Kaiser Health Insurance is very affordable, have 17 plans to choose from, and basically is a one-stop-shop! When you have Employee Benefits through Kaiser, some people believe you have a total solution to
Kaiser Health Insurance is a real value Read More »
If you are not looking for Kaiser Health Insurance, you probably want to be either with Anthem Blue Cross Health Insurance or Blue Shield Health Insurance. In the Bay Area, most of the hospitals are contracted with both Blue Shield and Anthem Blue Cross. HealthNet, Aetna, and Cigna Health Insurance are very comprehensive plans as
Blue Cross Blue Shield Health Insurance Read More »
For the past few years there have been major changes for the health care industry…and it’s still not over yet. Health insurance cost is still rising and it’s no surprise that more money is being put forward from consumers and employers alike. A study recently done has found that Employer Health Benefits contributions to employee
Why are HRA’s becoming so popular? Read More »
If you are looking for Group Employee Benefits, be cautious….there are a lot of choices out there. Unless your broker is an EXPERT with Benefits, you may be doing yourself a disservice. Think of it this way; if you had heart trouble, would you go to a General Practitioner, or a Cardiologist? Its the same
Employee Health Benefits is a “niche” Read More »